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buyer consultation

Dream Home Checklist

The Interior

  • Family room
  • Separate dining room
  • Eat-in kitchen
  • Formal living room
  • Seperate den
  • Great room
  • Laundry room
  • Basement
  • Hardwood floors
  • Wall-to-wall carpet
  • Ceramic tile
  • Fireplace
  • Storm windows
  • Ceiling fans
  • Central air conditioning
  • Energy-efficient features
  • In-law apartment

The Lot/Exterior

  • Large yard (1 acre or more)
  • Small yard (less than 1 acre)
  • Fenced yard
  • Garage/carport
  • Patio/deck
  • Pool
  • Outdoor spa
  • Extra parking
  • Other buildings (i.e shed)
  • Nice view

Community Features

  • Close to schools
  • Close to work
  • Close to childcare
  • Close to relatives/friends
  • Close to parks
  • Close to hospitals
  • Gated community
  • Community Pool
  • Tennis Courts
  • Basketball Courts
  • Golf Course

GENERAL TIMELINE

First Meeting

  • Answer Questions. Set Expectations
  • Discuss wants and needs
  • Review and explain the process
  • Obtain pre-approval for a mortgage

Home Shopping

  • Portal set up for searching homes
  • Do not contact listing agent direct
  • Start looking at homes

Make an Offer

  • We will evaluate the property for you
  • After accepted offer:
  • Earnest money paid
  • Inspections Scheduled
  • Documents to lender
  • Documents to title company

Inspections, Appraisals and Insurance

  • Review inspection report and negotiate any repairs
  • Lender schedules Appraisal
  • Obtain insurance quote

Closing

  • Schedule utilities to be transfered
  • Wire funds to the title company
  • Complete walk through
  • Bring valid identification to the closing table

Move-in

  • Confirm the movers
  • Forward the mail
  • Call us if you need ANYTHING

What to consider

When home shopping, you will want to make a list of your needs and wants to stay focused and search for the best home for you. To help you when preparing this list, we recommend you consider the following three categories that you should t compromise when buying a home, as you may risk regretting your purchase down the line, which we would absolutely love you to avoid!

– Home Style

Think about the long-term if you plan to live or invest in a property. Based on your plans, try to find a house that can work for your present and future needs.

Therefore, decide on the number of bedrooms, bathrooms, square footage, and any other features (e.g., having a pool or a garage) that you are going to want to search for in a suitable property.

– Location

Choosing the right neighborhood is another crucial element to consider when buying a home. Ponder over the following questions to help guide you to the right area:

  • What is your ideal location?
  • Is a good school district important?
  • Do you need a place close to work?
– Price Point

When going through the home shopping step, it’s extremely helpful to have a price range, with a minimum and maximum price you are willing to pay for a home.

To know how much you can afford, crunch numbers and seek the assistance of your mortgage broker or a financial advisor.

Then, decide the exact amount you are comfortable paying and stick to your budget.

Our promise to you

• Provide exceptional service
• Act as fiduciary representatives, keeping all personal information confidential
• Respond to all inquiries in a timely fashion
• Suggest financing options and refer you to competent lenders
• Search all markets for your needs: other top agents, expireds, cancellations, stop at
nothing to find your home
• Maintain focus on financial goals
• Schedule and manage showings of properties
• Assess market value of homes, research comparable sales
• Strategize, prepare and negotiate all offers and contract documents providing the
maximum investment value for you
• Advise and negotiate any inspection issues and remedies
• Coordinate closing details and ensure compliance with offer details
• Attend the closing

10 Things to AVOID when applying for a real estate loan

  • Do not change jobs, become self-employed or quit your job
  • Do not buy a car, truck or van (or you may be living in it)
  • Do not use charge cards excessively or let your accounts fall behind
  • Do not spend money you have set aside for closing
  • Do not omit debts or liabilities from your loan application
  • Do not buy furniture or appliances
  • Do not originate any inquiries into your credit
  • Do not make large deposits without first checking with your loan officer
  • Do not change bank accounts
  • Do not co-sign a loan for anyone